Load stablecoins.
Spend anywhere.

Kita means ours in Malay and Indonesian, and earnings in Tagalog. A Visa debit card for the people who earn across borders in Southeast Asia.

Launching soon · MY · PH · ID · TH
KITA
••••  ••••  ••••  2026
Ours · KitaSEA → World
Why KITA

Built for how you actually get paid.

Not a trading app with a card bolted on. A card for salaries, savings and sending money home.

01

Cheaper than the remittance shop

All-in cost around 5% of what you load, against the 5 to 7% a transfer counter takes, and your money stays spendable instead of gone.

02

Stablecoins, invisible

Your balance is held in dollar stablecoins so it does not melt with the local currency. You never touch crypto; you just tap the card.

03

Yours in minutes, 100% KYC

Apply from your phone, verify once, get a virtual card the same day. Fully licensed rails on the Visa network, ATM cash worldwide.

Fees

The whole price list fits in one table.

No monthly fee. No hidden spread. This is everything we charge.

WhatKITATypical remittance shop
Load money1%5 to 7% per transfer
Spend at any Visa merchantFreeNot possible
Foreign currency3%Hidden in the rate
ATM cash3% + $1.50n/a
Card issuance$20 one timen/a
Monthly fee$0n/a
Final pricing confirmed at launch per market. No charge is ever added without notice.
How it works

Three steps, one phone.

STEP 1

Apply on Telegram

Open our bot, verify your ID in about five minutes. No branch, no queue, no paper.

STEP 2

Load your pay

Receive salary or top up in stablecoins through our partners. Money lands in seconds.

STEP 3

Tap, pay, send home

Spend anywhere Visa works, pull cash at ATMs, or send to family for less than any counter charges.

Get the card

Two taps from here to your application.

1. Tap the button
2. Press Start in Telegram
3. Follow the bot — done
Apply on Telegram

No Telegram? Follow t.me/kitacards and we will notify you at launch.